Budgeting Away

I HATE MONEY! There I said it.....money is the root of all evil in the world. And it seems there is just never enough of it to go around. I can afford my car, I know that, but that leaves little room for anything else. I have credit cards, student loans, a phone bill, gym membership, and now insurance and car payments.....and it all adds up to a hell of alot of mulah!

So I have decided to make a hardcore budget for myself in order to replace some of the savings that were lost during the purchase of the car. This is going to be tramatic folks because all I am giving myself in $100 a week to spend. This includes gas, food, and gifts ( holidays and birthdays). Now this might seem like alot of money, I thought it did at first until I realized how much I eat out and spend on entertainment with one Robert Gerard. It adds up to ALOT! This will take alot of will power and will probably get very stressful if you think about it!

The Plan:

I opened a banking account seperate from the one that gets my paycheck direct deposited. This bank account will only contain $100 or less at any given time. I am going to write down my budget in a little notebook that will go with me everywhere. With this I will record my purchases for the week and deduct for my alotted amount of $100. When the week is up, I will replenish the funds to add up to $100 again. The goal here is of course to spend as little as possible so all that is left over at the end of the week will go into my savings along with the rest of my money that isn't used for bills.

I am going to take this budget for a test run this week to see how I do. It will definately take some getting use to, but I am hoping I can handle it. No more little extras, no more throwing away my money on silly things. If I make a purchase or want to, it needs to fit into my budget. The weekends are going to be the hardest because that is when I usually spend all my money, I MUST NOT BE WEAK! If I am ever going to get my apartment, this is how it has to be!